Buying Real Estate in Harrisburg

  Are you thinking about buying real estate in Harrisburg, PA? The home buying process is a big deal that shouldn’t be taken lightly. The process can be a breeze with the right team by your side. Working with the right Realtor or team will bring expertise and experience to help provide you with excellent customer service. There are pros and cons to working with a single agent versus working with a team. Where to start For the majority of home buyers, the process starts with looking at homes online. As a matter of fact, the national average of time between when a home buyer starts their search online to when they actually buy is over 11 months. Depending on what website home buyers are on, this will trigger phone calls from agents and lenders. Some future home buyers may find this overwhelming. It’s not a bad thing. Don’t be hesitant to have that conversation. I’m ready…. now what? Here are two things you need to accomplish BEFORE going out to preview homes: Buyer consultation. Would you meet a complete stranger you met over the internet in a home alone? A buyer’s consultation allows future home owners to meet with an agent, typically in the office, and talk about the home buyer process. What to expect during each phase of the home buying process. How that agent likes to work. Set expectations for both the agent and home buyer. Most importantly to see if their is a personality fit. Get pre-approved. Reach out to a local lender who will help you determine the loan type (FHA, Conventional, VA, USDA), the loan amount you qualify for. Being pre-approved or a home buyers willingness to speak with a loan officer tells your agent that you’re serious about purchasing a home. Most Realtors have a list of various loan officers that they’ve worked with in the past that are great at what they do.  TIP: speak with more than one loan officer for the best rate and terms. Speaking with multiple lenders in a short period of time is the same as speaking with just one in terms of how it may effect your credit score. Buying real estate in Harrisburg, Pa has never been easier. With low interest rates homes are more affordable. Now is a great time to be buying real estate in the Harrisburg and surrounding areas.      

MORE